Mortgages and lending
PDF tools and e-signatures for mortgage brokers and lenders
Turn clients’ phone photos of payslips and statements into clean PDFs, build application packs in the order a lender expects, fit portal size limits and get terms of business signed. Server jobs run in London and files are deleted within 2 hours.
Try Business free for 30 daysSee how signing works
£6.99 per user a month, billed yearly · from 2 users
What brokers use it for
Built for getting a case to the lender
Client documents from phone photos
Clients send photos of payslips, statements and ID. Turn them into one PDF in your browser, or scan paper copies with Macaaw Scan, which straightens each page. Every page ends up the same size and the right way up, which makes the pack easier to read.
Application packs in lender order
Merge the documents in the order the lender asks for and add page numbers, so the underwriter finds each item quickly. Save the order as a workflow for each lender you use often.
Under the portal size limit
Lender portals often cap file sizes. Enter the limit and the file is compressed to fit, with the text still readable.
Terms of business and consents, signed
Fill in your terms of business and consent forms on screen and send them for signature. Joint applicants sign in the order you choose.
Statements into a spreadsheet
Turn bank statement tables into Excel for an affordability review, instead of adding up transactions by hand.
Sending documents safely
Protect packs with a password before they go by email, and strip hidden author details from files you prepared.
Where Macaaw fits in a brokerage
Every mortgage case starts with chasing documents and then putting them in order. Clients send photos at odd angles, statements as screenshots and payslips as twenty separate files. Macaaw turns that into one tidy pack per case, quickly, so cases reach the lender complete. It works the same for a sole broker, a network firm or a small specialist lender preparing its own documents.
Turning photos into PDFs, merging and signing your own documents run in your browser, so clients’ financial details stay on your computer. Compression and conversion run on our servers in London and are deleted within 2 hours.
Macaaw does not give advice, check affordability or submit applications; your sourcing and lender systems do that. Compression makes files smaller without changing what they say, and if a lender asks for original files, send those. Business workspaces can require two-step sign-in for every adviser. Macaaw does not decide what a lender accepts; check each lender’s requirements for formats and originals.
Playbook
A lender-ready pack in four steps
From a pile of photos to one file the lender’s portal accepts.
Collect the documents
Drop in the client’s photos and PDFs, or scan paper copies with Macaaw Scan.
Make it one PDF
Turn the photos into PDF pages and merge everything in the lender’s order.
Number the pages
Add page numbers so the underwriter can refer to each document.
Fit the portal
Compress the pack to the portal’s size limit and upload it, or protect it with a password for email. Keep a copy of what you sent with the case.
Business plan
One plan for the whole team
Advisers and administrators on one plan, with allowances pooled.
£6.99per user a month, billed yearly · or £9.99 monthly
- 200 signature requests per user a month, pooled
- Up to 20 signers on each document
- 1,000 pages of text recognition per user a month, pooled
- 500 Office conversions per user a month, pooled
- Files up to 500 MB and 200 files in one task
- Members, roles, shared workflows and central billing
- UK serversServer tools run in London.
- Deleted within 2 hoursFiles from our tools, or the moment you press Delete.
- UK GDPRA data processing agreement on Business.
- Audit trailEvery signed PDF carries its signing certificate.
Questions
Brokers ask
Does compressing a statement change it?
No. Compression makes images smaller; the text and figures stay the same. If a lender asks for the original files, send those instead.
Can joint applicants sign the same form?
Yes. Add both as signers, in order or in any order, and each gets their own link.
Do clients need an account?
No. They open the link in the email and sign on any device. Only the broker sending the document needs one.
Is Macaaw a regulated record-keeping system?
No. Files used by a tool are deleted within 2 hours. Keep finished documents in the system your compliance arrangements require.
Can we require stronger sign-in for advisers?
Yes. A Business workspace can require two-step sign-in by passkey or authenticator app for every member.
Can clients send us documents through Macaaw?
Clients usually send documents by your own secure channel or portal. Macaaw then turns what they send into one tidy pack. If they want to tidy their own photos first, the free tools work in any phone’s browser.
Legal information on this page is general guidance for England and Wales, not legal advice. Scotland and Northern Ireland have their own rules, and deeds or documents that must be witnessed need extra formalities.
Complete packs, first time, every case.
Try Business free for 30 days with your whole team.